Quick Three-Bean Chili

I love chili and this is an easy one to make. I found it in a baby magazine for moms who have no time. It takes only 30 minutes total to make. It makes 6 servings, so if that's too much, you can freeze the rest and it still tastes great a week later!

1 lb. extra lean ground beef or turkey
1 medium onion, chopped
2 cloves garlic, finely chopped
1 can (28 oz.) diced tomatoes, undrained
1 can each (15 to 16 oz) black beans, kidney beans, and pinto beans, rinsed and drained
1 cup water
1 tbsp. chili powder
1-2 tsp. ground cumin
1 tsp. beef or chicken flavor instant bouillon
Light sour cream (optional)
shredded cheddar cheese (optional)
Chips (optional)

Cook beef, onion, and garlic in large saucepan over medium-high heat until beef is no longer pink.

Stir in tomatoes and juice, black beans, kidney beans, pinto beans, water, chili powder, cumin, and bouillon. Bring to a boil; reduce heat to medium-low. Cook for 10 minutes. Serve with sour cream and cheese and tortilla chips or fritos chips.